Week 3 Discussion Questions Essay Example | Topics and Well Written Essays - 500 words - 3

Week 3 Discussion Questions - Essay Example For lenders, an adjustable rate mortgage is more beneficial if the current interest rates are high, because interest rates are likely to return to lower rates in the future. On the other hand, when interest rates are low, fixed mortgages are particularly advisable for home buyers as they have been in the past year. For example, the United States Federal Reserve in December 2008 slashed interest rates to their lowest level on record in an unprecedented attempt to combat a prolonged recession (Pykett, 2008). Hence, it is favourable for home buyers at this time to consider a fixed rate mortgage, as they are able to lock in to a favourable rate. I consider the Federal Reserve Bank an institution in a dilemma, because its goals frequently conflict. For example, should the monetary policy implemented by the Federal Reserve Bank give priority to price stability or to full employment? Although price stability can help achieve optimal sustainable output growth and employment over the longer term, a move to restrain inflation would further aggravate slowdown in the economy (Mankiw, 2003). On the other hand, a bid to combat unemployment would aggravate inflation. In such situations, the Federal Reserve Bank is in a dilemma and must determine whether to concentrate on battling increasing prices or on supporting the loss of employment and output. 3. Explain the impact current Federal Reserve Banks policy is having on your 1) personal decisions and 2) the decisions of your organization. Provide at least one example. (I work in the meat processing industry) The Federal Reserve Bank determines the federal funds rate at a level it believes will promote financial and monetary conditions consistent with attaining its monetary policy objectives, and it adjusts that goal in line with evolving economic conditions. An alteration in the

Public Goods Essay Example | Topics and Well Written Essays - 1000 words

Public Goods - Essay Example Public good in general takes the form that it can be consumed by every individual in a functioning society. Economics further defines the good to be non-rivalrous and non-excludable but impure public goods are characterized by partiality of the non-rivalrous and non-excludable properties as opposed to pure public goods that marry the fullness of the entire two properties. An externality associated with impure public goods arises when the general utility of a certain good or production probability of an agent is linked on the non-monetary or non-pecuniary actions of another agent. It is a cost or benefit not catered for by the prices of related goods and the parties involved in the production or consumption of the good. This translates into positive externality and negative externality that captures the benefit aspect and negative aspect respectively (Arriagada & Perring 806). Thus the types of externalities associated with impure public goods are positive externalities and negative externalities. Positive externalities has beneficial value in terms of the merit good meaning the overall effect of the public good results to a chain of positive outcomes especially in a market and the economy at large. A good example is that of inventions when made available to the public other will benefit by borrowing a leaf from the knowledge spillover of the invention information although law protects inventors in such a case by issuing of patent to enable the inventor earns royalties from the shared information. Another example would be an organization tasked with the mandate to prevent and control a highly infectious disease would have played a big role in society to prevent the greater part of the population from getting sick as a result of the infectious strain. Positive externality seems to be employing a control factor to management of public goods that are social in nature and affects the society or

CPAP Compliance in Patients with Obstructive Sleep Apnea Syndrome Article

CPAP Compliance in Patients with Obstructive Sleep Apnea Syndrome - Article Example For instance, most individuals that undergo treatment have trouble with the machine and masks used during treatment, thus many individuals with sleep apnea often want to avoid the treatment, although the first few weeks of the treatment are usually vital. Therefore, this issue is something that must be studied with further analysis. Thus, the researchers state their hypothesis as such: "In this study, we aimed to evaluate, prospectively, the factors affecting adherence to the CPAP treatment and the correlations of apnea-hypopnea index (AHI), Epworth Sleepiness Scale (ESS), oxygen desaturation index (OD), arousal index (RI), the lowest oxygen saturation (LO), and the body mass index (BMI) with each other, in patients with OSAS" (Yetkin, Kunter & Gunen, 2008, p. 365). The researchers then proceed with a very clear presentation of their study, discussing the methods in some detail. The article does a fantastic job of defining the size of the sample, discussing inclusion criteria, sample inclusion criteria, comparability, confounding variables, and also mentions how the subjects were assignment to groups. The authors clearly state: "Seventy-one patients were enrolled to this study. Patients were divided into three groups according to CPAP usage. Group I consisted of patients who had never used CPAP, group II consisted of patients who had used CPAP occasionally, and group-III patients had used CPAP treatment regularly. Group-III patients had higher apnea- hypopnea index (AHI) than groups I and II (respectively, Oxygen desaturation index was significantly higher in group-III patients comparing to groups I and II" (Yetkin, Kunter & Gunen, 2008, p. 366). There is also more information provided by the researchers. They state: "After 3 months, the patien ts were asked about how good they had adhered to the CPAP treatment. Then, the patients were divided into three groups according to CPAP usage ratio. Group I consisted of patients who had never used CPAP (n=23), group II consisted of patients who had used CPAP occasionally (n=24), and group-III patients had used CPAP treatment regularly (n=24). By definition, patients who did not use CPAP each and every day of the 3 months period without a valid or acceptable reason (overnight travel, CPAP device dysfunction, etc.) were classified into the group II." (Yetkin, Kunter & Gunen, 2008, p. 366). While this information is presented clearly, there are some issues that are not mentioned in the study. There is no mention of convenience and randomization of the sample, but considering the circumstances of the study, this was probably not necessary. Demographics are also not discussed, but may also not have contributed much to the study since the focus is on a particular disease. Variables are not very clearly defined, however, and this would have added to the clarity of the study. There is also no mention of potential sources of sample bias, or strengths and weaknesses of sample characteristics. This is another flaw in this study that could have contributed, and provided more information about the disease itself. As for assessment design and characteristics, the study does state the outcome to be studied-basically the adherence to CPAP treatment. The length of

Friendships Through Networking Essay Example | Topics and Well Written Essays - 750 words

Friendships Through Networking - Essay Example He is also satirical in his explanation, he supports the social network is good for reconnecting with old friends, which to I also supports this opinion. He also openly admits by the fact that he is Facebook member and he is hooked up in it. He comes out openly and true to himself, yet he is careful not to be termed as a loser in the end. Social networks have messaging functions, which is a good tool if the email had not been discovered. Even though, these sites are not merely for connecting and reconnecting, the act as means of re-branding. The old people are worried in the point that there could be no more privacy in this case. But, yet they should not be sharing things that they do not want other people to know. This is because we are allowing other people to write whatever they want in our walls. If we don’t like we can always erase. Stein refers the privacy in real life something being very hard; he further says that such privacy in life would have had the bathrooms in Mi nnesota airport empty. Other people term the social network a way of rebranding ourselves. This is because we misuse the network and at times, we are so addicted in it than anything else is. We are sometimes too blunt and think that our friends will check out whatever we post immediately (Levene 240). In some instances, through research I notice some views from other sources that teenagers who use Facebook more frequently have developed narcissistic behaviors, while young kids show some sign of psychological disorders, including antisocial behaviors, mania and aggressive kind of tendencies. Frequent use of media and the technologies has had a negative impact on health of all children whose age is below 10 and those between ten and twenty. This makes them more likely be prone to anxiety, depression and to some extend psychological disorders. The extent would even put them at risk of developing future health problems. For those who are just working, if they use more of their time on t he social network, they would really concentrate on their work. They would frequently be use most of their work time chatting with friends. The use of social networks like Facebook would also distract learning and negatively affect the student’s time. Studies have shown that primary school, secondary school and college students who checked Facebook once during the 20-minute study time achieved a lower marks and lower grades in the end. In his book, Stein gives some examples of benefits of using social network as a tool of connecting and getting in touch with old friends. He has chosen to visit the opposite in brief; he had to show without being biased as a writer. In my own research and the study carried out, we notice that there are also benefits of the social networking. The fact that communicating and the need to travel has been made easy, there are also some huge benefits. The youths who spent some time on Facebook have shown some kind of empathy of their online friends w hom they have never met. The Facebook has helped some youths to socialize in all aspects. This can of media is also applicable for those who have large screen computers to those who have a small screen phones. The features are the same and most people can access online friends. Social networking has compelled teaching in some certain ways. The students engage themselves in the network and learn. In some certain cases, parents may feel unsecure about

Administrator challenges Essay Example | Topics and Well Written Essays - 750 words

Administrator challenges - Essay Example Discipline is a single word but it has lot of meanings i.e. order, control, arrangement and organization. It is a continuous process of training and educating ourselves to live under control of certain rules and regulations Gondal (1999). According to a poet (1976), life is the combination of a few elements under some ‘discipline’, and death is the indiscipline among these elements. Men live in a society which is governed by certain laws to keep the individuals in discipline. If the discipline is not maintained properly, the result will be chaos, anarchy, disturbance, and ultimately ruin. Thus a society can function peacefully only if its individuals are disciplined. Even an individual can’t make progress in life if he does not discipline himself. Law-breakers and undisciplined persons bring ruin not only to themselves but also to society Wallace (1987). The primary origin for any criminal justice system is the law of the society, and it plays an important role in a democratic society. The course of growth of law in a democratic society makes sure an evaluation of community permission for the law through approval expressed by the elected government. The whole criminal justice system in a country, thus, moves around the laws those are passed by the Union Parliament and State Legislatures. Police department comes at the phase as the main law enforcement authority available to the State. Being a police commissioner, it is my responsibility to administrate and control the discipline in the department. I faced lot of problems in this occupation. As the role of police in keeping public order have even greater restrictions especially in a democracy. Preservation of order involves a certain evaluations of peace and avoidance of violence of any kind. The typical features of the existing social structure in many countries are, inter-group disagreements on description of religions, language, caste,

Managing Projects Essay Example | Topics and Well Written Essays - 2250 words

Managing Projects - Essay Example The Ashleigh Music Festival Company has been tasked with the responsibility of managing this project and ensuring that it is successful. This essay will discuss how the Ashleigh Music Festival as a major project can be executed so as to successfully organize and execute it. This essay will also discuss the key issues of the Ashleigh Music Festival project such as the key tasks to be completed so that the festival can be ready for opening, the importance of using project management skills and techniques and the skills and competencies required of the project team among others. Part B: The importance of Project management tools The Ashleigh Music Festival is an important event the needs to be properly managed so as to ensure that it is successful. Effective project management techniques and processes need to be applied to this project for a number of reasons. These project management techniques and processes may include the creation of a business case, defining the scope of the project , being clear about the goals and objectives that need to be achieved by the project, coming up with a viable project plan and selecting the best project team to execute the project (Archibald 1992). The first reason why it would be important to use these project management techniques and processes in the Ashleigh Music Festival is because the project management team will be provided with the opportunity to take charge of the available resources so as to ensure that the team produces the highest quality deliverables that are on time and within the set budget (Bradford, Duncan & Tarcy 2000). This is much easier when project management techniques and processes are used to plan and execute a project (Cleland 1994). The second reason why it would be important to use project management techniques and processes in the Ashleigh Music Festival is to ensure that all set deadlines for the project are met and that all the necessary actions have a timeline at which they should be executed and a chieved (Burt, Dobler & Starling 2003). When project management techniques and processes are applied, deadlines for each action are given. This means that all the actions will have a timeline during which they should be carried out and completed successfully (Cleland & Gareis 2006). This increases the chances of the entire project succeeding as opposed to when there are no set deadlines. Defining the scope of the project is important because it will help the project to focus on what it is set to achieve, and nothing else. It will enable the project team to remain on course and focus their attention on only what the project is set to achieve. Producing a project plan will outline all the processes that need to be conducted and show how they shall be executed. The plan will act as a guide for all the actions that take place during the project’s life cycle. Getting the right team together is also one of the most important factors that will determine whether the project is succes sful or not. The project team is the heart of the project because it is responsible for planning for it and executing it. Creating a business case is necessary because it will provide a solution to the problems likely to be experienced in the project. Essentially, project management entails a number of processes and standard control systems that will ensure the success of projects like the Ashleigh Music

A Streetcar Named Desire Essay Example | Topics and Well Written Essays - 1000 words - 1

A Streetcar Named Desire - Essay Example In fact, she has a feeling that their god background characterized by education, lavish life and foreign language acquisition contrast that of Stanley. He is uneducated, dirty, and she considers his companionship with her only sister inappropriate and unfortunate. Additionally, the desire for companionship by Blanche stems from solitude and excruciating thoughts of being alone range in a hostile world (Page 417). In her quest to enhance her personal attraction and safety, she desperately finds herself seeking protection from the arms of strangers. Her struggle to seek companionship and love that she fondly misses after the tragic death of her husband, Blanche exposes herself to the world of men who would take advantage of her circumstances for self-gratification. Notably, in New Orleans, she finds her brother-in-law Stanley, who is cruel. According to her, there is no cure of harshness and the predatory nature of Stanley (Page 418). With this reality, she is determined to take Stella with her a means of getting a companionship and securing her from the husband that is ruthless and inhumane. Surprisingly, Stella appears happy and satisfied in her marriage, despite the conflicting background between her and the husband, she finds the companionship the best cure to life challenges irrespective of the circumstances. In addition, the director of the play demystifies the theme of loneliness using a susceptible woman, Blanche, who gets attracted to anyone she perceives to share similar or closer background. In addition, the director of the play portrays Blanches companionship desires as the driving force that would see her leave the town to seek what she desires most-companionship. Desire is closely related to solitude, as life reality dawns, Blanche desires towards inner personal conflict and an outward desire for companionship. Loneliness causes her great pains and tribulation that